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25/07 Pushpita Ghosh
Relationship Manager at Laksh HR

Views:7707 Applications:204 Rec. Actions:Recruiter Actions:20

Head - Credit - NBFC (15-20 yrs)

Mumbai Job Code: 359069

Leading Non - Banking Finance Company (NBFC) with a sectoral focus on MSME finance. With over 20 years into machine loans, it has emerged as the market leader with over 6000 satisfied customers across the country. With 30 branches, our client cater to the requirements of over 35 Industrial cities Pan India.

Profile:

Develop Credit Policies

Ensure Credit Quality, provide credit recommendations for the portfolio handled

Monitor Daily, Weekly, Fortnightly and Monthly MIS credits & early warning signals to minimize credit losses and devise appropriate strategies to reduce losses

Responsible for perfection of documentations which results in to satisfactory audit comments

Liaise with the Central Credit Bureau for understanding and advice on various reports & statistics

Develop Scorecards for Retail Products and implement post testing

Manage Portfolio by tracking through various MIS reports and analyzing Portfolio Profitability, Credit Risks, Provisioning, and Delinquency flow rates

Current Ticket size (20-50lacs)

Track collections activities and ensure delinquencies are maintained within permissible limits

Monitor Underwriting team & randomly check decisions in order to bring in uniformity in credit decisions

Team handling experience is a must

Pushpita Ghosh

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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