Volkswagen Finance - Assistant Credit Manager

MAIN GOALS AND OBJECTIVES (Wording assistance: This position ensures ...)

This position is responsible for processing retail credit loan application as per the policy and procedures:

- This position ensures that consistently high standards and highly-efficient process are adhered and adopted in credit team, so as to improve the TAT (Turnaround Time) and control operational risk.

- To ensure strict adherence to Credit Acceptance Criteria - policy & process.

- To ensure that the documentation submitted is as per the standard guidelines.

- To ensure that KYC norms are followed and no violation is done in the same.

- To ensure that proper deviations are captured for each and every loan application.

- To ensure that the approvals for each and every loan application are taken as per the approval matrix.

- This position ensures that integrity, security and confidentiality of retail customer documents are secured.

- To ensure that initiatives for process improvement and maintaining quality of files.

- To ensure periodic internal audit of files through hindsighthing.

- To impart regular training to Credit executives on process and policy.

- This position ensures timely and accurate maintenance of credit MIS.

- System Improvements and UAT (User Acceptance Test) for change requests

- Knowledge of understanding the financials and plotting the ratios.