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Senior HR Executive at Tata Capital
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Tata Capital - Area Credit Manager - Supply Chain & Trade Finance - Commercial Finance (3-5 yrs)
Business Vertical: Corporate Finance Division
Department: Credit
Designation: Manager / Senior Manager
Line of Business: Commercial Finance
Proposed Immediate Superior: National Credit Manager
Grade: M3 - M4
Key Objective of the Job:
- To Implement & Manage credit processes and Credit Underwriting for Small Business & Supply chain Management
Major Deliverables:
- Appraisal & Credit Underwriting of SME / Equipment / Channel Finance Proposals
- Monitoring of existing portfolio.
- Preparation of MIS.
- Maintaining Turnaround Time for evaluation & processing of deals
- Vendor management
- Implement and administer Credit Policies
- Internal customer service - handling of other credit and compliance issues & taking corrective measures, being met with low TAT
- Monitoring delinquency & corrective action - undertake regular interaction with collections / sales to track delinquencies
- Regular Training sessions for Sales / credit Ops / CPA resources /Channel Partners / Filed sales staff on the various product policies & processes to ensure smooth functioning
- Close coordination with sales, collection and operations for business growth and portfolio health
Specialized job competencies:
- Collaborative & Coordination Skills
- Analytical Skills
- Self-motivated and customer orientated
- Sound problem solving and decision making skills
- Good communications and interpersonal skills
- Computer literate in MS Office
Proficient in both spoken and written English
Educational Qualification: C.A / CFA / MBA
Desired Experience:
- 3 - 5 years experience in SME / Equipment Finance / Channel finance - in Credit / Risk
Other desired attributes:
- Eye for detail and accuracy in judgement
- Proven ability to analyze and improve work processes and policies.
- Turn around time to be maintained.
Location / s: Kolkata
Number of Positions: 1
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