Human Resources at Tata Capital
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Tata Capital - Area Credit Manager - Leasing Business (4-6 yrs)
Business Vertical : Corporate Finance Division
Department : Credit
Designation : Manager / Senior Manager
Line of Business : Commercial Finance - Leasing
Proposed Immediate Superior : National Credit Manager
Grade : M3 - M4
Key Objective of the Job :
- To Implement & Manage Credit Processes and Credit Underwriting for Commercial Finance - Leasing business
Major Deliverables :
- Appraisal of leasing Proposals
- Monitoring of existing portfolio.
- Preparation of MIS.
- Maintaining Turnaround Time for evaluation & processing of deals
- Vendor management
- Implement and administer Credit Policies for Commercial Finance
- Credit Underwriting
- Maintaining Turnaround Time for evaluation & processing of deals
- Internal customer service - handling of other credit and compliance issues & taking corrective measures, being met with low TAT
- Monitoring delinquency & corrective action - undertake regular interaction with collections / sales to track delinquencies
- Regular Training sessions for Sales / credit Ops / CPA resources /Channel Partners / Filed sales staff on the various product policies & processes to ensure smooth functioning
- Close co-ordination with sales, collection and operations for business growth and portfolio health
Specialized job competencies :
- Collaborative & Co-ordinations Skills
- Analytical Skills
- Self-motivated and customer orientated
- Sound problem solving and decision making skills
- Good communications and interpersonal skills
- Computer literate in MS Office
- Proficient in both spoken and written English
Educational Qualification :
- C.A / CFA / MBA
Desired Experience :
- 4 - 6 years experience in Emerging / Mid Corporate Credit / Risk
Other desired attributes :
- Eye for detail and accuracy in judgement
- Proven ability to analyze and improve work processes and policies.
- Turn around time to be maintained.
Location : Thane
Number of Positions : 1
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