Company: Private Sector Bank  Role: Relationship Manager - Credit & Policy Group  Location: Pune  Key deliverables :   - Credit appraisal of mid-sized companies across diversified sectors  - Meetings with the management & promoters of the company and factory/site visit for detailed understanding of the business from credit appraisal point of view  - Business risk analysis comprising of a broad understanding of the industry, in general, and client's business profile, in particular, including management evaluation  - Financial risk analysis based on historical and future projected financials using CMA  - Identification of key credit issues and preparation of report after analyzing the major risk areas and giving recommendation on the basis of analysis.  - Presentation of cases to the sanctioning committees and discussion in detail on the merits and potential risks of a case  Person Requirements:  - Good communication and presentation skills, negotiation skills with ability to interact with people at various levels of the organization and outside environment, strong sales and relationship management skills.   - Should have basis knowledge of the fund bases and non-fund based lending products:  Fund based: Cash Credit, Overdraft, Term Loan etc.  Non fund based: Letter of Credit, Bank Guarantee etc.  - The candidate should be CA or MBA (finance) with credit appraisal experience for SMEs / mid corporates with reasonable understanding of industry, business models and CMA analysis.  Competencies:   - Interpersonal effectiveness and influencing skills - Ability to speak with conviction using data and logic.  - Analytical - Ability to break the complex issues into smaller more manageable chunks, ability to look at trends and interrelationships, ability to understand the underlying needs of the clients.  - Process orientation- Ability to manage information in structured and systematic manner.  Salary offered: 7 - 12 LPA

Pune

Relationship Manager - Credit & Policy Group - Bank 

Relationship Manager - Credit & Policy Group - Bank  ,Job Description for Relationship Manager - Credit & Policy Group - Bank  in Kairos Consulting India in  Pune for (2-6) years of experience. Apply Now!

Job Description for Relationship Manager - Credit & Policy Group - Bank  in Kairos Consulting India in  Pune for (2-6) years of experience. Apply Now!