Product Manager - Auto Loan - Bank

- Achieving Business Targets for New and Used Cars, Commercial Business with a healthy Portfolio.

- Building, Leading, Training and Motivating the team towards goal accomplishments

- Identifying and Building a Distribution Network for New and Used Cars, Commercial Vehicles, loans sourcing consistent quality business

- Closely working with Policy team on Policy Formulation/Processes/New product launches tailor made to enhance business / Strategic initiatives / Business plan along with interface with the technology team for seamless execution in Auto and Commercial Business loans

- Formulating the Product policy & Managing the control parameters of Pre-Owned Cars Business to a low risk and optimum return model

- Competition tracking & Trend mapping on a lead & lag indicator basis to derive maximum benefits.

- Manufacturer Interface for schemes to meet local market requirements

- Utilize Wholesale Banking / Inventory Funding as a strategy to derive maximum retail business- Product Management for Dealer / Channel Funding Portfolio

- Understanding Dealer Channel balance sheets for maintaining a healthy Inventory funding portfolio and close monitoring of Sales and Inventory levels at dealerships

- Utilization of Marketing, Communication and Promotional Budgets for maximizing the brand recall from Point of Sale and Online channel

- Build a Profitable book through Optimum Fee and Fund based approach.