The jobholder shall have the following responsibilities:-  - Review, recommend and approve credit proposals for Commercial Banking customers in accordance with authorised credit limits  - Maintain the credit quality of the portfolio and beat forecast impairment projections  - Proactively identify and highlight emerging risk issues and sub-standard credit exposures and ensure appropriate action is taken to protect Bank interests  - Position the respective Regional Risk team as a strategic partner to the business through engaging internal customers regularly by understanding and sharing vision, best practice, challenges and potential solutions and by working collaboratively on credit guidelines, operating plans, Medium Term Outlooks and other RMC papers  - Provide feedback and advice to, and maintain effective relations and regular communications with, product and business lines in the jobholder’s areas of responsibility  - Maintain effective working relationships with Group Audit and Credit Review & Risk Identification teams to improve information exchange and provide valued added comments in advance of credit audits, as well as supporting the implementation of findings in a timely manner  - Assist with the formulation of Wholesale Risk policies and provide inputs to the Regional Risk Policy and Risk Strategy teams as and when required  - Remain updated on and assist with periodic reviews of Business Instruction Manuals, Functional Instruction Manuals and other Group policies and guidelines, as well as preparing and evaluating specific propositions and strategy papers  - Provide guidance and training to the new joiners who join offshore Regional CRM teams from time to time   - Coordinating with local & onshore support functions for infrastructural and HR related issues  - Provide support in the expansion & management of the centralized credit approval unit for the region  - Management of the workflow within the team to ensure efficient operation of the unit  - Development & generation of MI to monitor quality / quantity of outputs  - Ensure business continuity and stability  The job holder can be delegated with CRR based Lending Authority of upto USD 20M Renewal & USD 10M New Monies, per customer relationship basis.

Hyderabad

Kolkata

Manager - Wholesale Credit 

Manager - Wholesale Credit  ,Job Description for Manager - Wholesale Credit  in EY in  Hyderabad Kolkata for (3-5) years of experience. Apply Now!

Job Description for Manager - Wholesale Credit  in EY in  Hyderabad Kolkata for (3-5) years of experience. Apply Now!