Manager - Credit Risk - Wholesale Credit - SME/MSME/Large Corporates

- Credit Appraisals and credit underwriting for SME, MSME, Large corporate.

- Corporate / SME Credit involving commercial credit risk, lending or credit analysis, loan review, loan workout, NPA management, etc., in a reputed Bank/ Financial Institution.

- In-depth understanding of accounting, financial analysis, credit products i.e. all fund & non fund based credit products viz. - term loans, OD/CC, LC/BG, bill discounting, factoring, forex loans.

- Good knowledge of International Trade Financing, treasury / derivative products will be an added advantage.

- Sound knowledge of accounting principles and practices.

- Strong analytical skills with ability to quickly interpret data & facts to arrive at meaningful conclusions and assess the business / financial prospects of the borrowers

- Strong interpersonal skills, ability to work independently and in teams, excellent communication, strong negotiation & persuasive skills

- Ability to assimilate a large amount of information and make effective judgmental decisions on a wide range of issues

- A strong desire to achieve outstanding customer service, show attention to detail and committed to producing work of the highest quality.

- Resilience under pressure and able to work efficiently in order to meet aggressive deadlines.

Academics - Graduate degree in commerce/ economics/ management/ engineering. Preference will be given to candidates holding MBA-Finance or equivalent/ CA/ ICWA/ CS/ CAIIB.