This is regarding job opening with one of the Leading Bank for the position of "Credit Mid Office"- Manager.
Job Responsibilities:
The responsibilities of the incumbent would be to check and ensure that
- Credit appraisals are adequately approved and conform to internal as well as RBI guidelines
- Relevant documents for various facilities are checked and sent to relationship team
- Checking of executed documents received from the relationship team
- Issuing disbursement notice tracking of covenants/deferrals as specified in the appraisals
- Interaction with credit back office to ensure disbursement process is smooth
- Check whether statutory / internal exposure limits are not breach.
- Ensure enforceable legal documentation for credit facilities as per legal guidance and standard format/procedures. Involve in security creation including mortgages, pledge, hypothecation etc.
- Suggest changes/modification in existing process to avoid operational risk at early stage.
- Co-ordinate with credit accounting team
- Ensure various covenant tracking
- Various MIS related to the post sanction activities.
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