Manager - Credit - Home Loan/Mortgage

Credit Manager Mortgage

Primary Roles & Responsibilities

- Credit Approval for Proposals in line with Credit policy guidelines and credit delegation

- Conduct Personal discussion on cases

- Maintain Agreed TAT for approval

- Impart Training to Sales distribution channels and other functions on policy and process

- Co-ordinate with Credit vendors to identify the risk / Frauds prevailing in locations and take measures to mitigate the same

- Prepare collateral policy in consultation with Lawyers and valuers understanding the market practices

- Maintain list of Negative areas and negative properties

- Work closely with area sales, Product group and Operations to constantly refine underwriting processes

- Maintain data on Waivers

- Provide input on competitive guidelines from time to time to ensure that there is a competitive benchmarking

Contact details: 011 46647547