ING Vysya - Credit Manager - Consumer Finance

PRINCIPLE ACCOUNTABILITIES

List the expected end results that must be achieved in order to fulfill your job purpose and the activities that help in achieving these results.

EXPECTED END RESULTS

MAJOR ACTIVITIES

1. Quality and uniform credit appraisal

- Underwriting and approval of loans and ensuring that all credit processes are followed and policy norms are implemented.

- Personal discussion with customers to understand business, cash flows, purpose of loan, etc.

- Checking disbursements and ensuring collateral perfection.

- Visiting projects and properties.

2. Credit TATs within acceptable levels

- Timely decision of cases.

- Tracking agency performance on TATs

3. Quality credit portfolio

- Improving fraud control activities.

- Maintaining MIS for the region.