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20/05 Hepsiba Bala
Associate Vice President - Human Resources at Northern Arc Capital

Views:3635 Applications:61 Rec. Actions:Recruiter Actions:0

IFMR - Associate - Risk Monitoring - Small Business Loans - Retail Operations (2-4 yrs)

Pune Job Code: 337412

About IFMR Capital :

IFMR Capital's mission is to provide efficient and reliable access to debt capital for institutions that impact financially excluded households and businesses. IFMR Capital's portfolio currently spans microfinance, small business loan finance, affordable housing finance and commercial vehicle finance. IFMR Capital connects these institutions with capital markets and investors such as banks, NBFCs, FIIs and mutual funds via products such as securitisation, non-convertible debentures, commercial paper, syndication, on balance sheet lending and other structured debt products.

Job details :

Position : Associate/Sr. Associate - Risk Monitoring (Small Business Loans - Retail Operations)

Reports to : Associate Director - Risk Monitoring (SBL)

Team Name : Risk Monitoring - SBL (Small Business Loans)

Job Location : Pune

No: of candidates required : 1

Job Summary :

IFMR Capital is looking for suitable candidates for risk monitoring function for its recently launched Direct Origination business. The candidate will be part of the Risk-Monitoring team and reporting to Associate Director- Risk Monitoring team.

The position involves effective management of the portfolio quality by continuous monitoring of all the branches assigned for monitoring of Small Business Loans-portfolio.

Key Responsibilities :

The position requires extensive travel (10-15 days a month on regular basis) and on-the-field presence.

Key responsibilities are as follows :

Monitoring & Compliance :

- To conduct frequent monitoring visits to all the branches assigned and ensure adherence to laid down policies and all processes being followed for the loan products sourced for IFMR Capital.

Reporting :

- Submits periodic monitoring reports on time and highlights issues to the Risk Monitoring Head.

Concurrent Audit :

- To perform concurrent audit of all loans disbursed on monthly basis.

Risk Mitigation :

- To identify and analyse risks related to the Small business loan-origination process and make recommendations to take necessary risk mitigation.

Qualifications, Experience & Skills :

- Degree or Post Graduate Degree in finance or business administration.

- 2 to 4 years experience on a supervisory role in NBFC doing secured/unsecured loans.

- Good understanding of the unsecured/secured lending in the informal segment of small business loans.

- Good understanding of mortgage creation.

- Ability to stretch oneself and work under pressure, handle multiple deliverables simultaneously, and meet deadlines.

- Undertake all other duties and projects as may be assigned from time to time and be proactive in taking new initiatives/ responsibilities

- The candidate should be open to relocation to any place throughout India

- Good interpersonal, relationship management, customer service, and rapport building skills.

- Good written and verbal communication in English. Knowing any regional language will be added advantage (Preferred - Marathi)

- Strong computer skills (Excel, Power point and word.)

Note :

Apply with updated resume and a cover letter explaining how you could be a good resource for the profile.

CTC is between 8.5 LPA -15 LPA

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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