Talent Acquisition at IDFC
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IDFC Bank - Credit Manager - Commercial Banking Risk (9-12 yrs)
Job Description :
- Detailed Credit and Risk Analysis for Mid Markets & SME clients Understanding company's business model, detailed financial analysis, risk assessment and mitigation strategy, industry analysis
- Client meeting and site visit to understand business and promoters closely
- Detailed Analysis, decision making for funding a client and presentation of proposals / cases to the committee
- Close monitoring of accounts and take corrective steps, MIS maintenance to ensure timely review of accounts
- Maintain relationship with clients, understanding their need, suggesting relevant products, ensuring utilization of limits
- Handle all working capital products Term Loan, Working Capital CC, LC, BG, PC etc
- Ensures timely renewal of Credit approvals ensuring satisfactory turn around time.
- Give Early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies.
- Adhere to customer calling plan as per EW process
- Meet principals, other financiers regularly for market updates
An Ideal Candidate should possess :
- Adequate technical knowledge to understand the products dealt by Bank, its risk parameters, valuations, inherent Risk in the product.
- Adequate knowledge to analyse risk in existing and new products proposed, and provide appropriate analysis for management decision making.
- Ability to understand Business requirements and should be able to process the requirements within reasonable timelines.
Educational Qualifications : CA/MBA from premier institute
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