Home Credit - VP/SVP - Product Head

The Home Credit Group is a global player in consumer finance with a prominent presence across Europe and Asia.

- Home Credit launched operations in India in 2012

- Home Credit India is headquartered in Gurgaon and is present in more than 1500 stores across country.

- Home Credit India provides in-store financing (non-cash loans directly in stores) to qualified customers seeking to purchase two-wheelers and consumer durables

- As our distribution network

Key Responsibilities

- Product and P&L Management

Scoping - Analyse regulations, market, customer needs to formulate Product Strategy and Roadmap

Business Case - Prepare business case, with alignment from send markets & finance

Project management - Prepare Business Requirements Document, track development & integration

Go-to-Market - Prepare Product Launch & Enhancement in partnership with cross functional teams

Performance - Analyse performance metrics and align send side deployment teams to grow business

- Product & P&L Management for HCI in India

Partner Management - negotiate contracts.

Program Management - Design solution, lead cross functional team for implementation

Key pointers

1. New Product Development

- Lead disruptive innovation

- Research the target segment

- User persona & usage scenario

- Insights for differentiation

- Lead Concept-to-Launch cycle

- Lead Product Portfolio Strategy

- Assess technology requirement

- Map competitive landscape

- On-time, On-target NPI delivery

2. Product Portfolio Management

- Influence sales teams

- Market Sizing

- Work with regulatory & legal

- Influence global/region service

ACTIONS & RESULTS

- Customer research insights highly appreciated

- Influence sales teams, building consensus on product specs, market size. This aided in right business diagnosis & crafting the right go-to-market