Role: Management Trainee- Credit  Job description:  Credit approval of deals as per authorized limits, recommend and forward to appropriate authority incase of higher limit, deviation, deferral.  Check CIBIL of every file after login.  Provide approval subject to PD and Initiate PD - Salaried Credit Managers  Undertake PD as a part of the assessment criteria and policy conditions - Self Employed Credit Managers  Check and keep tab on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact  Review performance of the outsourced activities such as CPV, TVR, Legal and Valuers  Review and approval of credit files as per policy  Periodically do a trend analysis for early warning indicators on location risks and others with the mitigants used to resolve.  Review portfolio every month with respect to delinquency / losses / fraud for the period underwritten.  Reviews credit admin activities to ensure the activities like RMU movement, filing of charge, agreement filling, stock and book debt audit, legal dox review, regular information on deviations, deferrals to central unit etc are completed within stipulated time frame.  Constantly monitor portfolio adherence to triggers to identify underlying issues with plausible solutions.  Meet appraiser, valuers on ongoing basis to monitor collateral values and recommend to Unit Head.

Delhi NCR

Mumbai

Fullerton India - Management Trainee - Credit - CA 

Fullerton India - Management Trainee - Credit - CA  ,Job Description for Fullerton India - Management Trainee - Credit - CA  in Fullerton India Credit Company Limited in  Delhi NCR Mumbai for (0-1) years of experience. Apply Now!

Job Description for Fullerton India - Management Trainee - Credit - CA  in Fullerton India Credit Company Limited in  Delhi NCR Mumbai for (0-1) years of experience. Apply Now!