Credit Underwriting Analyst - Commercial Banking

Title: Credit Analyst

Location: Chennai

Roles:

- Analyzing credit risk of existing/potential customers in the Commercial Banking portfolio, ensuring adherence to the Bank's credit policies.

- Analysis of Business Model, Strategy, Strengths, key Risks & Mitigants, Industry, Financial Statements, Ratios to form an opinion on the client and present it in succinct, focused and conclusive credit proposals.

- Candidate should be working in a bank and be able to do risk analysis before the bank decides to give a commercial loan to the borrowing company.

Risk analysis like understanding the what are the risks in commercial loan ; why do u look at some of the risks.

Repayment capability : source of revenue / existing debt etc.

Qualification: B.Com/M.Com/MBA Graduates

Salary offered: 6 - 8 LPA