Credit Research - Corporate - Investment Bank

Title: Credit Research- Corporate

Experience: 3-7 Years

Locations: Chennai/Gurgaon/Pune/Mumbai

JD:

- The role comprises working on credit risk assessment of corporate entities spread across multiple sectors and regions.

The credit assessment process requires the following:

- Undertaking research and analysis of corporate entities through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.

- Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.

- Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.

- Preparing a detailed peer analysis on the operating and financial side.

- The task will also involves preparing and updating financial models for the credits which includes analysis of historic trends along with projecting the future performance.

Other activities include preparing industry databases and reports.

- Establish and maintain consistent standards and processes in credit analysis through interaction with sector specialists and senior analysts

- The role may also require training and mentoring junior colleagues on specific aspects of credit risk, sector and domain nuances.

Skills Required:

- Should have 3 to 7 years of experience specifically in counterparty credit risk assessment or credit research or equity research or financial research

- Strong understanding of finance and accounting concepts; especially, adjustments in calculation of adjusted earnings, cash flow and leverage metrics.

- Credit assessment and analysis (or financial analysis), including business, financial and management profiling.

- Prior experience in credit research or credit risk assessment or equity/financial research along with report writing experience is mandatory.