Credit Relationship Manager

Job Title/ Designation

Credit Relationship Manager

Skills Required

Time management skills

Selling orientation

Good Analytical Skills of financial norms (required making appraisal notes to prepare balance sheet, ratio analysis etc)

Ability to focus on key areas that needs management control, envisage risks and opportunities to provide strategic inputs to address key issues that can potentially hinder the achievement of overall corporate objectives

Job Description

Joint Meeting with RM/BM/BBRM of branch with their prospective clients who have requirement of various retail/SME loans.

Deal structuring for client of various loans like working capital / loan against properties /business loans.

Preparing and recommending funding proposals for various fund based loans products like Working Capital Term Loans, Cash Credits & Overdrafts, Export Limits, Loan against properties etc. and Non Fund Based limits like Bank Guarantees, Letter of Credit, etc.

Coordination with branch team and assets sales department for smooth disbursement of limits/loans.

To do continuous training of branch RM/BBRM/RO for various loans products

Credit Rating of Cases

Preparation of Branch level MIS and sharing with Head office and updating them with sanction/disbursement status.