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Research Associate at Antal International Network
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Credit Manager - Loan Underwriting - NBFC/Bank (3-5 yrs)
Job Details :
Job Title / Role : Manager - Credit -Mumbai
Designation : Manager
Reporting to : AVP-Credit
Work Experience : 3-5
Number of Vacancy(s) : 01
Location(s) of Job : Mumbai
Industry : Financial Services
Qualification : CA/MBA (Finance)
Job Description :
- Establish key qualification rules & credit worthiness of applicants
- Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations
- Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts
- Working on new credit monitoring measures and credit triggers and their tracking.
- Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client.
- Meeting clients at regular intervals and making detailed visit reports for further information on the clients
- Leasing and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics
- Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated
- Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI, Sebi etc are not violated
- Supervising and ensuring quick recovery of credit reports and proper maintenance of credit files to avoid any operational risks
Candidate Profile :
Preferred Industry experience: NBFC/Banks handling secured or unsecured loan underwriting
Desired experience: Relevant credit assessment experience of 3-6 years with approval authority of 50 lacs and conducting client site inspection.
- Willing to travel.
- Analytical bend of mind & Strong judgmental attributes
- Good organizational discipline and thirst for efficiency
- Good presentation skills
- Enthusiastic and dedicated
Kindly share your updated CV with following details for further discussion.
Current CTC:
Expected CTC:
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