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30/03 Recruiter Trulux
Partner at Trulux

Views:945 Applications:73 Rec. Actions:Recruiter Actions:0

Credit Manager - BFSI (4-6 yrs)

Bangalore Job Code: 205779

Job Description:

- Meet market constituent i.e. customers, financiers and do evaluation of the market and customers fairly and diligently in line with the approved credit policy.

- Perform credit and reference checks.

- Meet customers prior to credit approval. Mandatory credit visits would be defined based on exposure / industry which shall be adhered to prior to customer approval.

- Credit Approval of deals as per authorized limits and given TAT; recommends and forwards to appropriate authority in case of higher limit / deviation/deferral.

- Enforcement and adherence of the company credit policy at the branch level.

- Review and approval of credit files as per policy

- Regional risk reviews once in a quarter

- Review portfolio on a monthly level with respect to delinquency/losses/fraud of the portfolio underwritten for the following :

a) Bucket wise delinquency is under triggers

b) NCL within budgeted figures

c) Customers TOD level within acceptable norms

d) Non starter at minimum level

- Ensures timely renewal of Credit approvals ensuring satisfactory turnaround time.

- Gives early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies.

- Adheres to customer calling plan as per EW process

- Meets principals, other financiers regularly for market updates

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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