Credit Analyst - Petrochemical

Job Description:

Job Purpose

- To support the business in the management of credit exposure and collection of trade debt for the South Asia Region.

Dimensions:

- Support business division with credit exposure of more than USD 80 million

Principal Accountabilities:

The position is part of APAC Regional Credit Management services and is responsible for:

- Accountable for managing the regional accounts receivable portfolio according to the credit policy to ensure customer compliance with payment terms.

- Responsible for credit risk assessment and regular updates on customer credit files.

- Responsible for monthly reporting to treasury and business, as well as constant and pro-active communication with the business regarding specific overdues and credit risks.

- Responsible for monthly collections target

- Needs to take credit decisions up to a certain amount for new and existing accounts and contributes to decision making on credit management aspects above a specified level.

- Responsible for full compliance with credit policy and SOX.

- Maintain key performance indicators according to goals.

- Participation in various ad hoc projects, reports and credit committee activities.

Special Features:

- Effective interpersonal, verbal and written communications skills.

- Critical thinking and strong accounting and credit analysis skills.

- Demonstrate effective time management and negotiating skills.

- Should have excellent management reporting experience.

- Ability to manage stakeholders expectations and defend credit recommendations

Knowledge, Experience and Skills required:

- Bachelors degree in finance/ accounting

- At least 3+ years relevant experience in the industrial credit field, preferably Petrochemical. Must have experience working in fast paced Blue Chip MNC.

- Proven ability to perform financial statement analysis and recommend credit limits.

- Proficiency in Microsoft Office and SAP experience preferred.

- Must have a high level of initiative and be goal driven

- Strong interpersonal & communication skills