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HR at Unitell
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Credit Analyst - Corporate Credit - Bank (3-6 yrs)
- Review financial statements and analyze/assess the credit worthiness of various businesses by analyzing financial ratios.
- Monitoring economic and industry developments as well as financial performance of clients to detect potential risk triggers or signs of stress and taking appropriate steps to mitigate risks.
- Managing a Portfolio of more than 10 Accounts.
- Preparing Credit Applications and conducting Credit Rating after conducting credit appraisal of the portfolio assigned.
- Structuring of credit facilities to meet requirements of the client as well as minimize risk to the bank.
- Managing credit monitoring procedures by determining end use utilization of the company and also whether the company has complied with the covenants defined in the credit application.
- Developing know-how about the various state and central government schemes and aligning the same to procure business.
- Support during internal inspections & RBI inspections
- Annual and half yearly review of the financials of the corporate clients
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