If you are looking for a change and would like to explore this opportunity, respond with following details along with a copy of resume.

1. Updated CV
2. Present compensation
3. Motivation for change

About Us - Over 28 years have passed since the company’s inception and today DHFL arguably stands strong as one of India’s largest housing finance companies (and the second largest in the private sector) and is still profitably doing what its Founder intended it to do. It has a purpose driven team of enthusiastic people who are willing to carry on the Founder’s vision and transform the housing scenario in India by providing affordable housing finance.

DHFL has encouraged hundreds of thousands of people to make that upward journey by simplifying financial access for them. By providing these individuals with the privilege of home loan products, insurance services and unique fixed deposit schemes tailor made to suit their needs.

Today, DHFL with its Corporate Office at Mumbai , strives continually to reach out to its customers through its extensive network of 140 Branches,72 Service Centers, 32 Camps and 8 Regional Processing Offices spread across the length and breadth of the country. DHFL also has tie ups with leading public and private sector banks namely Punjab & Sind Bank, United Bank of India and Central Bank of India and YES bank to provide home loans to customers through joint ventures. DHFL has also set up its representative offices in London and Dubai to serve the ever increasing NRI population in these regions. It has also tied up with UAE Exchange to offer its home loan products through the various UAE Exchange centers in the GEC countries.

DHFL is listed on the BSE & NSE and has been rated CARE AA+, BWR FAAA & CRISIL P1, indicating high standards of business management.

Position: Branch Manager – Operations

Experience: Minimum 4years

Qualification: Any Graduate BCom/Mcom/MBA – Finance/ICWA/CA Inter

Location - Trivendrum, and Thrissur

Department - Operations

Key Responsibilities

Analyzing and recommending

- To sanction file by reviewing the proposal submitted by the appraisal officer based on specified norms / policy and recommend the file to the next approving authority incase of deviations from the norms / above sanctioning limit.

- Conduct visits at specific project location for verification and mitigating potential risk.

- To drive operations, technical and credit team for the sanction and disbursement in line with stipulated TAT.

- To review and recommend process level changes to relevant departments by taking feedback from team, study of market conditions, internal departments, learning from other branches.

Business Development Support

- Conduct personal discussion with customer depending on the specified norms (high value / complex cases).

- Meeting with builders for TCPM and APS project approval along with the technical officer.

- Analyzing current data and providing intelligence based on patterns to sales for existing / new business.
Monitoring

- To identify and recommend agencies (lawyers / valuer’s) to zonal office for approval, including monitoring their performance based on agreed performance parameters.

- Drive and guide the recovery team to meet the target stipulated by the HO/ZO adhering to recovery guidelines.

- To plan for achieving desired target and deploy resources accordingly.

- Optimizing resources and monitoring the hygiene / docket management / accounting updation / renewal of administrative license.

MIS and reporting –

- Monitor performance parameters on a regular basis and take remedial measures / provide periodic MIS to the management (at HO / ZO) to enable them to take critical management decisions.

- To review process adherence, drive audit compliance and take remedial measures to reduce audit queries.

Team Leadership

- To align the team with the overall zonal objectives by creating awareness about the goals of the organization and the means to reach them

- To build capability in the team by reviewing performance of subordinates on a continuous basis and provide them coaching on desired aspects

- To encourage the team to develop innovative solutions to existing problems and support in their implementation.

Salary : Negotiable

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