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30/06 Shikha Sharma
Senior HR Consultant at Saplings HR

Views:2233 Applications:66 Rec. Actions:Recruiter Actions:47

Branch Credit Manager - Mortgage LAP (3-6 yrs)

Bangalore Job Code: 232318

- Full time Graduation and MBA-Finance is mandatory

- Mandatory Experience:Candidates having experience in underwriting and disbursement of mortgage loans are required. Only male candidates can apply.

- Handling mortgage underwriting.

- Handling mortgage portfolio such as direct builder purchase, resale property, self construction, commercial property, and Balance transfer- Top-up of existing loan. Clientele includes salaried class, self employed professionals and business class.

Roles and responsibilities :

- Underwriting of mortgage portfolio through systematic approach, which includes:

- Financial analysis of client (Source of income, Knowing the repayment track record capability through banking analysis and CIBIL report, source of self fund and financial back-up of the client).

- Verification of client through personal meeting and by third party. Authentication of documents.

- Presenting the proposal of client with proper deviations and mitigants.

- Approval of the proposal, and sanctioning the case.

- Technical and legal clearance of property.

- Initiation of disbursement process, and send the disburse case to operation department.

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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