AVP - Decision Sciences Strategy - Credit Risk

AVP Decision Sciences Strategy:

- Bachelors degree in mathematics or statistics or economics or equivalent

- Masters degree is preferred

- At least 9 years of relevant experience in analytics preferably in the fields like Strategy Development, Loss Forecasting Or Reserving, Modeling, Risk Strategy, Marketing etc.

Job Purpose:

- This role applies to the Business Consulting job family and would encompass managing Credit Risk Strategy

- The role requires the incumbent to lead the Credit Risk Strategy function for the HBME Region, reporting into the Head of Credit Risk Strategy

Job Role:

- Responsibilities on Strategy Development would include Approve / Decline, Limit Assignment, Risk Based Pricing, Line Management, Authorizations, Re-pricing & Re-issue, among others

- Responsibilities on Strategy Development would include Approve or Decline, Limit Assignment, Risk Based Pricing, Line Management, Authorizations, Re-pricing & Re-issue, among others

- Develop understanding of the company portfolio, and changing regulatory environment to develop and recommend strategies that are suitable to the Business area and direction

- Liaison with multiple regional support centers to establish best practices and implement best in class analytical processes across the group Train team on analytical and communication skills

- Manage risk activities in retail lending

- Manage Retail portfolios such as Mortgage, Cards, Loans and Overdrafts

- Acquisition risk strategy, account management strategy or strategy analysis and portfolio management.

Skills:

- Credit risk strategy, loss forecasting, reserving, risk strategy

No. of opening: 1

Education: Post Graduates

Varsha Wadhwa