Area credit manager-In a leading Nbfc  Key Responsibilities :  Managerial Responsibilities :  - Manage the team of Cluster Credit Managers( Recruit, train and manage)   - Manage the underwriting of all cases in cluster within stipulated time as prescribed  - Take constant feedback from the team to clear any bottle necks / solve any issues and ensure least attrition in the cluster   - Ensure Branch Discipline and monitor other routine issues   Functional Responsibilities :  - Credit Appraisal : Ensure all loan application is appraised as per credit policy and within applicable TAT. Meeting the customer for approval is also required ( for stipulated loan amount)   - Risk Mitigation : Identify and analyze risks (economic, social, political, etc) related to broader loan portfolio; ensure portfolio diversification and quality across activities and Area   - Collection : Need to monitor collection as per repayment schedule from customers. Collection is done by Branch team   - Credit Policy : Manage the changes in Credit policy as per market requirement to maintain healthy portfolio quality   - Training : Training branch credit team regularly on credit policy and improvement areas.   Job Requirements :   Qualifications Minimum Graduation   Experience :   - 5-8 years experience required in Financial services preferably NBFCs dealing with mortgage loans, housing loans, PL. Minimum 3 years- experience in credit appraisal is essential for this role. Experience of managing/leading a team would be preferred though not essential.   Functional Competencies :   - Proficiency in MS Office and Open Office (Word, PowerPoint, Excel), Basic Accounting Skills Good knowledge of local language is required ( reading and writing also) Role requires the person to travel to branches for about 18-22 days in a months across the branches ( 4-6 branches). Some amount of travel would require to stay overnight at the branch location ( about 6-10 days)   Behavioral Competencies :   - Ability to effectively communicate with customers and prospective customers Ability to effectively communicate with direct reports and also business team   - Ability to work with minimal direction. Self-starter   - Ability to prioritize, multi-task, delegate, and proactively resolve problems   - Good leadership and people management skills, with ability to manage people both directly and indirectly at multiple levels and remotely

Odisha

Others

Area Credit Manager - NBFC 

Area Credit Manager - NBFC  ,Job Description for Area Credit Manager - NBFC  in Impeccable HR Consulting in  Odisha Others for (5-14) years of experience. Apply Now!

Job Description for Area Credit Manager - NBFC  in Impeccable HR Consulting in  Odisha Others for (5-14) years of experience. Apply Now!