Analyst - Portfolio Management Analytics - BFSI

Job Description :

- As an Analyst in the Portfolio Analysis MI Team, you will, through close collaboration with colleagues, assist with portfolio analysis month on month and will be responsible for the operation / maintenance particularly of the MI Analytics Reporting platform.

- Portfolio analysis activities will center on the credit risk composition of the book, the drivers of credit risk & profitability metrics of the global portfolio focusing primarily around sector, industry, region, country and client relationships.

- Will be involved in project teams working specifically with IT on expanding/enhancing various aspects of the MI Analytics Reporting platform.

- Will be involved in developing /devising methodology concepts and its subsequent implementation strategies by liaising with IT teams.

- Will be required to develop Business Requirement, Specification Documents for IT enhancement projects as a part of the RTB- /CTB- initiatives of the Banking Projects on case to case basis.

- Overseeing activities of supporting IT departments responsible for implementation, developing and implementing testing concepts, and updating user documentation or providing training and support to the end users.

- As a part of the Portfolio Analysis & MI Team, may be required to participate in the development, documentation and devising test concepts and strategies for all the IT enhancement initiatives of the bank and performing testing of MI data navigation and result presentation in MI Analytics Reporting platform.

- Will also help support approximately 10,000 users (relationship managers and portfolio managers) who will require assistance in understanding and navigating the portfolio data and risk-adjusted return calculation as well as how to correctly interpret the Profitability and Risk Adjusted Portfolio Results for the Wholesale Loan Portfolio

The role's objectives in detail are :

- On a monthly basis, participate with the on-shore teams in analysis of the Wholesale Loan Portfolio. Evaluate and interpret profitability and risk adjusted results. Perform portfolio analysis and provide comments on the monthly Management Information Pack, Risk & Return Portfolio Pack reviewed by senior management.

- Will be involved in monthly discussion with the Global & Regional Portfolio Management teams over meetings in evaluating risk-adjusted results, profitability metrics, banking regulatory adjustments to be incorporated in the future initiatives.

- Will work with on-shore team in various IT and Methodology based projects allocated.

- Projects can be RTB / CTB in nature. RTB projects usually deal with the operation/maintenance and enhancement of the existing Portfolio Analysis Platform developed over the years. CTB projects will deal with new projects which the business undertakes every year and aims to deliver within the stipulated time frame. CTB projects are mainly IT and methodology enhancement projects aimed to add new functionality/ analysis methodology to help senior management take business decisions.

- On the RTB side, will be involved with various Business teams/Portfolio managers and IT Business Analyst to evaluate, understand the requirement and execute development strategies and responsible for end-to-end execution of the process in the entire value chain.

- On the CTB side, will be involved with different Business teams/Portfolio managers and IT Business Analyst and developers to understand the new requirements, devise strategic and tactical execution project plans, write business requirement, validate functional specifications, advise database architecture and methodology, logic of implementation and execution of the project.

- Contribute towards the monitoring/ maintenance/testing and raising data quality issues in the Portfolio Analysis tool available in the MI Analytics Platform.

- Assist in performing business verification in UAT environments for scheduled enhancements across the year for all the RTB initiatives delivered by the team.

- Assist in developing & maintaining updated user documentation/guide for the Relationship Managers and Portfolio Managers who use the MI Analytics Platform for performing their analysis and monitoring of their loan portfolios.

- Provide training to end-users of Portfolio Management either via web-ex or in person as permitted by business need.

- RTB stands for Run the Bank initiatives undertaken by the business to improve the existing capability of the bank to run its current business.

- CTB stands for Change the Bank initiatives to improve and enhance bank's capability to run business in an effective manner in future.

Skills/Experience Required :

To be successful in this position, the holder must be able to demonstrate the following competencies :

- An understanding of credit risk concepts and risk & return profitability measures

- Knowledge about Credit Risk Banking Products, Fixed Income Securities.

- Good understanding of corporate finance, banking and associated Bank book products & trading-book products is preferable.

- Understanding of accounting principles, especially fair valuation, general and specific loan loss provisions is preferable.

- Competency in Microsoft office applications, especially MS Excel, Power-point presentations.

- Additional capability to understand and interpret SQL/SAS or database queries will be preferable.

- Graduate level qualification in a numerate discipline (B.E/B.Tech/BBA/BBM/B.com/B.Sc)

- Post Graduate qualification should be ideally MBA in Finance/ MS Finance.

- Similar experience in the banking domain and understanding of Business-IT projects or prior experience with similar projects is preferable.

- Excellent communications - written and verbal and interpersonal / team skills

Experience and ability to operate in an international setting/ interact with Business Partners and Senior Management

Additional Information / Specific Skills (If Any) :

- In line with HSBC's commitment to growing the business, the firm is similarly committed to securing and retaining exceptional talent, to this end the job holder must be able to demonstrate the following soft competencies:

- He/she will be articulate and well presented and capable of carrying the mantle of being a representative ambassador for the Bank and specifically the Portfolio Management Analytics team

- Possessing strong interpersonal skills and demonstrating strong relationship management competencies, he/she will also possess excellent influencing, negotiating and communication skills

- He/she must be able to plan and organize the work so that it is efficient and effective and allows service to be delivered promptly and reliably

- He/she must be able to demonstrate thought leadership and an innovative approach to problem resolution

- He/she must be an inspiration, demonstrate drive and be delivery oriented, seeking to exceed expectations at all times

- He/she must possess the qualities essential to promote a positive image, to be committed and passionate, energetic with an engaging manner, a strong communicator with executive presence

- He/she must consistently demonstrate integrity, fairness and professional conduct