Neha Singh<br>
Vice President, Enterprise Business Intelligence Engineering

Khushboo Kumar<br>
Service Delivery Lead

Rohit Bairagi<br>
Lead Credit Specialist

<p>Job Description :<div><p><br></p> Why American Express?<br><br> There is a difference between having a job and making a difference.American Express has been making a difference in peoples lives for over 160 years, backing them in moments big and small, granting access, tools, and resources to take on their biggest challenges and reap the greatest rewards.<br> <br> We have also made a difference in the lives of our people, providing a culture of learning and collaboration, and helping them with what they need to succeed and thrive. We have their backs as they grow their skills, conquer new challenges, or even take time to spend with their family or community. And when they are ready to take on a new career path, we-  re right there with them, giving them the guidance and momentum into the best future they envision.<br> Because we believe that the best way to back our customers is to back our people.<br> <br> The powerful backing of American Express.<br><br></div><div> <p>Don't make a difference without it.</p><div><br></div><p> Don't live life without it.</p> <br>Function Description: <br><br> 1. Responsible for end to end all new accounts credit risk strategy for all international markets; In addition, provide local leadership to teams supporting US retail and non-card new accounts.<br><br></div><div> <p>2. Drive profitable strategies at acquisition driven by economics of life time value for e.g. CMV based risk decision</p><div><br></div><p> 3. Elevate customer experience by providing seamless underwriting and on-boarding experience</p><div><br></div><p> 4. Continuous monitoring of risk trends across the portfolio and more specifically for marginal population. Identify new variables/data sources to discriminate risk</p><div><br></div><p> 5. Perform root cause analyses of concerning trends and identify performance drivers</p><div><br></div><p> 6. Ensure adherence to compliance</p><br></div><div><p>Purpose of the Role:</p><p><br></p>- Commercial new accounts team objective is to define and develop credit risk strategies to drive profitable growth as acquisition for retail and wholesale clients across all American express proprietary markets.<br><br></div><div><p>- The incumbent will be responsible for conducting detailed analyses and driving new accounts credit risk strategy for Global Commercial card business (Both retail and wholesale). </p><div><br></div><p>- The incumbent will lead a team of 4 managers and ~12 analysts based out of Gurgaon and Bangalore.</p><br> Critical Factors to Success:<br><br> -   Strong analytical skills and an innovative approach to solving both practical and theoretical problems <br><br></div><p>- Intellectual curiosity, adaptability in a dynamic environment, and ability to reinvent processes and infrastructure</p><div><br></div><div><p> -   Ability to build strong working relationships, operate in large cross-functional teams, and influence colleagues to drive change </p><div><br></div><p> -   Ability to communicate and interact effectively with all levels in the organization as well as with external partners </p> <br>Qualifications<br><br></div><div><p>Past Experience:</p><div><br></div><p>1. 8+ years of experience in a risk management for a global company</p><div><br></div><p>2. Experience in dealing with commercial portfolios and understanding of financial statement is an added advantage.</p><div><br></div><p>3. Minimum 3-4 years of new accounts risk management experience</p><br>Academic Background:<br><br></div><div><p>1. Exceptional verbal, written, and interpersonal communication </p><div><br></div><p>2. Post-graduation from a top tier college (either MBA/M tech/MS/Masters in quantitative subjects such as Economics, Statistics or Mathematics) </p><br>Functional Skills/Capabilities:<br><br></div><div><p>1. Demonstrated ability to lead and inspire a team of skilled business and data analysts in developing information-driven solutions for our customers</p><div><br></div><p>2. Experience of working in highly cross-functional environment with flexibility and adaptability to work with tight deadlines and changing priorities</p><div><br></div><p>3. Ability to understand data, synthesize into real world meaning, break down business problems, and conduct brainstorming</p><div><br></div><p>4. Strong people relationship building, management and influencing skills </p><br>Technical Skills/Capabilities:</div><div><p><br></p>1. Collaborate with multiple partners including market CCOs, enterprise digital analytics, new accounts decision science, new accounts operations, CFR capabilities, third party data vendors etc.<br><br></div><div><p>2. Monitor the performance of the New Account acquisition and Support changes in business rules and process enhancements as needed</p><div><br></div><p>3. Build a strong leadership pipeline for commercial credit risk</p><br> Job type : Permanent<br><br> Industry Type : Operations<br><br> The Apply Button will redirect you to website. Please apply there as well.<br></div><p><br></p><p>#NOLI</p></p>

Gurgaon/Gurugram

American Express - Director - Commercial New Accounts 

American Express - Director - Commercial New Accounts  ,Job Description for American Express - Director - Commercial New Accounts  in American Express in  Gurgaon/Gurugram for (8-13) years of experience. Apply Now!

Job Description for American Express - Director - Commercial New Accounts  in American Express in  Gurgaon/Gurugram for (8-13) years of experience. Apply Now!